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Day Camp Insurance

ELIGIBILITY FOR COVERAGE

This exclusive SCMAF Recreation Day Camp Insurance Program provides cost-effective coverage and addresses the potential liability exposure of contracted and/or sub-contracted camp instructors while running recreation agency-sponsored day camps.

 COVERAGE in 2024: 

Liability coverage is provided for the agency and the instructor for claims brought by participants. In addition to the $1,000,000 per Occurrence / $5,000,000 General Aggregate General Liability coverage, the program provides $15,000 Excess Accident Medical coverage for all instructors and participants with a $100 deductible per claim.  Additional benefits of the program are recognized on the certificate of insurance.


 

2024 FEES

  • Non-Sport Activity-based DAY CAMP- $4.75 per participant per week
  • Sports Activity-based DAY CAMP- $5.25 per participant per week.
  • SCMAF Instructor Membership for a single agency is $35 a year.  Affiliate Membership is required for classes offered by multiple agencies. Affiliate Member dues $75 per year. 
  • Rush/ Late Fee: $25 All certificate requests must be submitted before the effective date of the activity

Optional Coverages

  • Wavier of Subrogation/ Primary& Non-Contributory: Available upon request for Agencies with a cost of $135 per member (instructor) for each calendar year, which is good for that entire location. Waiver of subrogation endorsements is charged per member/activity request. Note: Waivers and additional insureds are only issued as required by a written contract between the member and the additional insured/location.
  • Hired and Non-Owned Auto: Available upon request for Agencies only at $115 each calendar year, which is good for that entire location. 
  • Excess Liability Insurance:  Each Extra $1,000.000 per Occurrence is available at an additional cost. Contact the SCMAF office. 

INVOICE/REFUNDS: 

Payment may be included with the registration forms or an agency may request an invoice from SCMAF. All invoices will be due in thirty (30) days from Agencies. The quickest process to receive your certificate of insurance is to submit a credit card over the phone. 

INFORMATION REQUIRED

 All Agencies enrolling in the SCMAF Day Camp Insurance Program must provide:

  • Completed Application (See Link Below).
  • Agency Brochure or Catalog with the camp title(s), name of the instructor(s); start and end dates for the camp session(s); days and times of the camp; location of the camp.
  • Projected number of students enrolled in the camp session(s).
  • A sample copy of the camp instructor contract or agreement.
  • Copy of the participant liability waiver form in use for the camps.
  • Proof of background check from either the city where the class is being held or a credible company of background check. The policy includes coverage for sexual abuse and molestation. The carrier requires clean background checks on every individual affiliated with approved activity. They can only be insured if the background check comes back clean with no records.

PLEASE NOTE:  Only instructors that have completed a background check and have implemented sexual abuse and molestation training for their classes or camps will be eligible for the $1,000,000/$2,000,000 of Sexual Abuse and Molestation Coverage that is part of this policy.

  1. Have you completed a background check on any staff members including yourself?   _____YES   _____NO
  2. Have you or your organization implemented sexual abuse and molestation training to safeguard against abuse? _____YES   _____NO
  3. Do you have parents sign a waiver for your class or camp?  _____YES   _____NO

*If you answered “no” to any of these questions, you may still obtain liability and excess accident insurance coverage; however, Sexual Abuse and Molestation Coverage of $1M/$2M will be excluded from the policy.

WAIVERS: All participants in classes insured under the SCMAF Camp Insurance Program must have signed a waiver of liability and release form with the participating agency. The waiver and release form MUST release and indemnify SCMAF.

AUDITS:
As SCMAF does not require that the camp roster or camp registration be included with the forms, SCMAF retains the right to audit the enrollment records of any camps registered in the SCMAF Camp Insurance Program.

Contact Us

Mail to: SCMAF Recreation Insurance Program
              P.O. Box 3605 South El Monte, CA 91733

Email to: membership@scmaf.org

Any other questions on this or any of SCMAF’s Insurance  Office hours Monday thru Thursday 9 am - 4 pm?

(626) 448-0853 Ext. 11