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Sports Medical & Liability Insurance

SCMAF provides (at an additional cost) valuable medical and/or liability insurance coverage for registered team players, coaches, and officials who participate in leagues and programs promoted, organized, conducted, and supervised by SCMAF Member Agency. The excess medical and liability insurance coverage provided by SCMAF is among the best available in the sports marketplace today!

WHO IS COVERED?

Teams registered in the insurance program are covered during all sanctioned league and tournament games from the date of registration with SCMAF through December 31. 

EXCESS MEDICAL COVERAGE:
Excess accident medical covered by Axis Global Accident  & Health

  • Maximum of $15,000 of usual and customary costs for covered medical expenses insured within 3 years of the date of injury. Covered medical expenses are payable, in excess of any other valid and collectible insurance. The first covered expense must be incurred within 90 days of the accidental bodily injury. 
  • $1,000 per tooth after the deductible. 
  • $500 deductible (each claim) for insured with primary medical/health insurance. The deductible is reduced by amounts paid by your own insurance. 
  • See link below 'General Liability Coverage' & 'Excess Medical Coverage' for benefits and exclusions details. 

GENERAL LIABILITY COVERAGE:
General liability covered by certain underwriters at HDI Global Accident & Health

  • See the link below 'General Liability Coverage & General Limits' for more details. 

SCMAF MEDICAL AND LIABILITY INSURANCE PROGRAM RATES:

All the below-referenced 2024 rates are PER TEAM. Medical is required with liability request. 

SPORT YOUTH (19 & Under)           ADULT          
Medical w/ Liability Medical w/ Liability
Baseball $54 $96 $130 $162
Basketball $54 $96 $130 $162
Flag Football $54 $96 $130 $162
Roller Hockey $54 $96 $130 $162
Soccer (Indoor) $110 $150 N/A N/A
Soccer (Outdoor) $110 $150 N/A N/A
Softball $54 $96 $140 $175
Volleyball $54 $96 $130 $162
Individual Sports (Cheerleading, Gymnastics, Swimming, Tennis, Pickleball, Track) $6.50 $11 $6.50 $11

How To Apply

Have the following items ready:

  1. Approval from SCMAF Member
  2. Contact information for Team Manager(s)
  3. Address location where league plays
  4. Team application, click here